info@policype.com

Disclaimer

SAI POINT INSURANCE BROKERS PRIVATE LIMITED

as mentioned in this privacy policy (‘Privacy Policy’) (hereinafter referred to as "Policype”) is concerned about the privacy of the data and information of the users accessing and availing services on websites including without limitation ‘www.policype.com’, mobile sites, mobile applications or chrome extension or plugins thereof accessible through various internet enabled smart devices(individually and collectively referred to as "Platform") or otherwise doing business with policype .This Privacy Policy applies to policype and helps you understand how we collect, use, store, process, transfer, share and otherwise deal with and protect all your information when you visit any of our Platform and avail our services or even otherwise visit the Platform. THIS PRIVACY POLICY IS AN ELECTRONIC RECORD IN THE FORM OF ELECTRONIC CONTRACT IN TERMS OF INDIAN INFORMATION TECHNOLOGY ACT, 2000 AND RULES MADE THEREUNDER (AS AMENDED FROM TIME TO TIME) AND DOES NOT REQUIRE ANY PHYSICAL SIGNATURE OR SEAL.The term "We"/ "Us" / "Our" used in this document refer to policype and "You" / "Your" / "Yourself" refer to the users, who visit or access or use (collectively "usage") Platform.

TERMS AND CONDITIONS:

Acknowledgment:

PLEASE READ THIS PRIVACY POLICY CAREFULLY. YOU INDICATE THAT YOU UNDERSTAND, AGREE AND CONSENT TO THIS PRIVACY POLICY.HENCE BY VISITING OUR PLATFORM OR BY AVAILING ANY OF OUR SERVICE, YOU HEREBY GIVE YOUR UNCONDITIONAL CONSENT OR AGREEMENT TO policype AS PROVIDED UNDER SECTION 43A AND SECTION 72A OF INDIAN INFORMATION TECHNOLOGY ACT, 2000 FOR COLLECTION, USE, STORAGE, PROCESSING, SHARING AND TRANSFER AND DISCLOSURE OF YOUR INFORMATION.

YOU ACKNOWLEDGE THAT YOU HAVE ALL LEGAL RIGHTS AND LAWFUL AUTHORITY TO SHARE THE INFORMATION WITH US AND FURTHER ACKNOWLEDGE THAT BY COLLECTING, SHARING, PROCESSING AND TRANSFERRING INFORMATION PROVIDED BY YOU, SHALL NOT CAUSE ANY LOSS OR WRONFUL GAIN TO YOU OR ANY OTHER PERSON.

IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT ACCESS / USE OUR PLATFORM OR AVAIL ANY OF OUR SERVICE ON OUR PLATFORM.

This policy is designed to make you understand:

  • The type of information which You share with Us or which We collect during Your usage of our Platform or availing any Services from Our Platform.
  • The purpose of collection, storage, processing and transferring of Your Information by Us.
  • Security measures implemented by Us to protect Your Information as mandated by law.
  • Disclosure, sharing and transfer of Your personal information by Us and purpose of such disclosure, sharing or transfer.

Information may be collected through various ways such through the use of cookies.

Your Information will mostly be stored in electronic form however certain data may be stored in physical form.

Information We Collect (Your Information):

We collect Your information during Your usage of Platform or when You avail any services available on or through Platform, either as a registered user or otherwise when you visit any other website pages or other mobile applications The information collected may consist of:

  • Your Personal Information: Your full name, age, address, email id, phone number, date of birth, gender, any other sensitive personal data or information etc.We collect Your Personal Information when You create an account at Our Platform or fill out a form or respond to a survey.
  • Your Non-Personal information:
  • Usage: How You use Our Platform, such as the types of content that you view or engage with, the features You use, Your searches & results, Your browsing information, the actions You take and the time, frequency and duration of your activities.
  • Device Information: Information about the computer, mobile, laptop, tablet or any other internet enabled electronic device (‘Device”) You use to access the Platform.This may include real - time information about the geographic location of Your Device as permitted by You, internet connection, Your IP address, operating systems, platforms, browsing information, Device type, Device ID, network information, metadata and other information associated with other files stored on Your Device, last URL visited, your website search history.
  • Information about Your transactions with us, or previous insurers, such as Your policy coverage, claim information, premium and payment history.
  • Other information as may be required by the insurance companies or provided by You on insurance applications or questionnaire.
  • Cookies and other Electronic Tools: We may use cookies, pixel tags, web beacons, mobile device IDs, 'flash cookies' and similar files or technologies to collect and store information in respect to Your use of the Platform.

Communication:

We may contact You through email, mobile phone, notices posted on Our Platform and other ways including but not limited to text messages and push notifications or any other mode.

Sharing, Transfer or Disclosure of Your Information:

  • Any service provided through Our Platform may be provided by Policype to render the services through Platform or otherwise. You acknowledge and agree that Policype may share, disclose, transfer or part with Your Information to Other Entities depending upon the type of Service You are looking for or for one or more of the permissible purposes.Policype may also share Your Personal or Non - Personal information where it is required to share the same with such Other Entities for providing you the service and You provide Policype, Your unconditional consent to do the same.
  • Policype may share statistical data and/or other Non-personal Information or details to facilitate various program or initiatives launched by Policype, third party service providers, partners or financial institutions, from time to time
  • We use other third parties such as a credit/debit card processing company, payment gateway, pre-paid cards etc. to enable You to make payments for availing services on Platform.In such case, We may share Your relevant Information as necessary for the third parties to provide such services, including your name, residence and email address.The processing of payments or authorization is solely in accordance with these third parties policies, terms and conditions and we are not in any manner responsible or liable to You or any third party for any delay or failure at their end in processing the payments.
  • To facilitate Your usage of Platform (what features You like, how You use the, etc.) and improve Our services, or any other content on the Platform(such as by personalizing content to your interests), process and complete your transactions, and make special offers.
  • In addition to this, Policype reserve the right to share Your Information with any Government Agency or other authorized law enforcement agencies(LEAs) mandated under law to obtain Your Information for the purpose of verification of identity or for prevention, detection, investigation including but not limited to cyber incidents, prosecution, and punishment of offences etc.

Security Measures and Force Majeure:

Policype takes utmost care to secure Your Information from unauthorised access, usage or disclosure or alteration. We take appropriate steps and security measures to safeguard Your Information and make sure that Your Information is secured as mandated by law.For this purpose we adopt reasonable security practices and procedures, in line with the industry standard, to include, technical, operational, managerial and physical security controls in order to protect your personal information from unauthorized access, or disclosure while it is under our control.

While We protect Your Personal information as per industry standards, You acknowledge that the internet or computer networks are not fully secure and that We cannot provide any absolute assurance regarding the security of Your Personal information. Therefore You acknowledge that You shall not hold responsible Policype in any manner whatsoever for loss of Your Information, or any other data, which You shares with Us or which We have with Us if such loss or any damage caused to You because of Force Majeure events.You further acknowledge that any information(including your personal information) transmitted to Us or from Your use of Platform will therefore be at Your own risk.

It is clarified that Force Majeure events includes any event which is beyond the reasonable control of the Policype which may include but not limited to sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorised access to computer, computer system or computer network, computer crashes, breach of security and encryption.

Change in terms of Privacy Policy:

Policype reserves the right to amend or modify this Privacy Policy at any time, as and when the need arises. We request you to regularly check this Privacy Policy from time to time to keep you apprise of changes made.Your continued use of the Platform gives your unconditional acceptance to such change in terms of Privacy Policy.

Particulars of corporate entity, Data Protection Officer/Grievance Officer pursuant to the provisions of Companies Act, 2013 and The Indian Information Technology Act, 2000 and rules made and applicable laws thereunder:

If you have any concern related to this Privacy Policy or collection, storage, retention or disclosure of Your Information under the terms of this Privacy Policy or Terms of Use or any other terms and conditions of Policype or its other business entities including any queries or grievances, You can contact to Policype through its Data Protection Officer / Grievance Redressal Officer at the below given details:

  • E-mail: info@policype.com

We will strive to address your feedback and concerns in a timely and effective manner. Please note that the details of the Data Protection Officer / Grievance Officer may be changed by Us from time to time by updating this Privacy Policy.